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POSTED BY in Industrial Special Risks (ISR), Risk Management

When the Grid Fails: Is Your ISR Cover Actually Enough?

A "Longford-style" event—where a major off-site explosion or disaster cuts off power, gas, or water to thousands of businesses—is every operation’s worst nightmare. The good news? Your ISR policy can step up to save the day, but only if it’s structured correctly before the lights go out. Here is what you need to know about the coverage, the traps, and...
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POSTED BY in Risk Management

Managing Occupancy Hazards in Food & Beverage Operations

Food and beverage manufacturing facilities operate in highly dynamic environments where safety, hygiene, and operational continuity must work in balance. While production efficiency and quality control are often the primary focus, property and fire-related risks can significantly impact business continuity, regulatory compliance, and brand reputation. Understanding and managing occupancy hazards is essential to protecting people, assets, and long-term operational performance.     The Risk Landscape:...
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POSTED BY in Risk Assessment, Risk Management

Is Inherent Dead? The Evolution of Risk Assessment

Modern risk management continues to evolve as organisations seek improved resilience, stronger governance, and clearer links between risk and strategy. Traditional concepts such as inherent risk and residual risk have long been used to describe exposure before and after controls. However, contemporary frameworks— acknowledge there is little value in considering risk without control as this is an unlikely situation. Modern…

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POSTED BY in Inflation Risk, Risk Management

Diesel Supply Risk: What Food and Beverage Businesses Need to Do Now

Australia is not yet in a declared national fuel emergency. Food remains on shelves, distribution centres are operating, and the National Liquid Fuel Emergency Response Plan (NLFERP) remains formally at Phase 2.  However, for food and beverage businesses, that status is misleading. Australia is operating at the upper end of Phase 2, where escalation risk is elevated but not predetermined. The next 7–14 days represent a narrow preparation window. Decisions taken by boards now materially reduce the…

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POSTED BY in Food Safety, Risk Assessment

Food Safety Risk Assessment: Part 3 – Exposure Assessment

This article was produced by Dipon Sarkar, Victual’s Food Safety Consultant, in partnership with Deon Mahoney and published in Food Australia magazine. It is reproduced here with permission. With food supply chains becoming increasingly intricate, understanding how consumers may be exposed to hazards is vital for safeguarding public health. Building on the previous discussion of hazard identification and characterisation, this…

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POSTED BY in Food Safety, Risk Management

Glycol Risks in Food & Beverage

Glycol, particularly food-grade propylene glycol (PG), plays a critical role in the food and beverage sector. Unlike ethylene glycol, which is toxic and unsuitable for food-adjacent environments, propylene glycol is chosen for its lower toxicity, chemical stability, and compatibility with stringent hygiene and safety requirements. Glycol is typically used as a secondary refrigerant in chilled-water or brine loops. When mixed…

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POSTED BY in Food Safety, Risk Assessment

Food Safety Risk Assessment: Part 2 – Triggers for Undertaking a Rapid Risk Assessment

This article was produced by Dipon Sarkar, Victual’s Food Safety Consultant, in partnership with Deon Mahoney. It is a two-part article published in Food Australia magazine. It is reproduced here with permission. As food production grows more complex, timely and effective risk assessments are essential. Building on the previous issue’s overview of formal risk assessments, this article explores rapid risk…

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POSTED BY in Fire risk, Risk Management

From Dust to Disaster: What You Need to Know About Combustible Dust

Everyday ingredients like flour, sugar, starch, milk powder and even coffee may seem harmless in a food manufacturing environment—but under the wrong conditions, these common raw materials can become fuel for a devastating dust explosion. Fine particles suspended in the air can ignite with surprising force, turning a small spark into a catastrophic event that threatens workers’ lives, damages equipment,…

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POSTED BY in Risk Management

Workers Compensation Scheme Update – July 2025

30 June 2025 marked the third year in a row that the average workers compensation premium rates under the NSW scheme increase by 8%. These increases were flagged by the State Insurance Regulatory Authority (SIRA). Prior to their 2023-2024 review. With these average increases, base premium rates for some of our typical clients have increased by 10 to 45% over…

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POSTED BY in Food Safety, Product Recall, Risk Management

New Mandatory Food and Grocery Code of Conduct Now in Effect

Australia’s largest supermarkets and grocery wholesalers now must follow a new mandatory Food and Grocery Code of Conduct, enforced by the ACCC. The code sets clear rules on how businesses deal with their suppliers, aiming to ensure fair, transparent, and ethical practices across the grocery sector. It applies to all retailers and wholesalers who earned over $5 billion in the…

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