Insurance & Risk Specialist for

Wineries, Vineyards & Winemakers

Creating value for the winery businesses via innovative risk and insurance solutions.

 

At Victual, we help wine businesses thrive by turning complex risks into strategic opportunities. Our innovative insurance solutions and tailored risk management support are designed specifically for the wine industry—protecting what matters most while helping you reduce costs, stay compliant, and build long-term resilience.

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Who is Victual?

Specialists in Food & Beverage Risk and Insurance

Victual operates as a forward-thinking risk and insurance adviser, tailored specifically to the food and beverage sector.

Our mission is to help businesses like yours turn risk into opportunity and deliver lasting value. With deep industry knowledge, we work alongside our clients to improve risk maturity, enhance business performance, and reduce the total cost of risk. Whether it’s managing complex recalls, navigating compliance, or embedding a proactive risk culture, we are here to protect what matters most—your business, your brand, your people, and your future.

At Victual, we understand that winemaking is as much about passion as it is about precision. That’s why we specialise in protecting every stage of your winery’s operations—from grape harvest and bottling lines to cellar doors and distribution.

We are not generalists. We are specialists—and we are here to support your business with the insurance and risk solutions and strategies it needs to thrive.

 

What are the risks facing wineries today?

Wineries face a range of risks that can impact operations and finances, including:

  • Food Safety – Risks from contaminated or faulty products causing harm to consumers.
  • WHS  – Potential injuries to visitors or staff on your property.
  • Business Interruption Equipment – Breakdown or damage from natural disasters like bushfires or storms causing downtime.
  • Compliance risks relating to employment practices and payroll
  • Stock loss or damage

Understanding these risks helps you prepare with the right insurance to protect your winery’s future.

 

How does Victual tailor insurance solutions for the wine industry?

At Victual, we specialise in insurance tailored for wineries. From vineyards to bottling, we protect the risks unique to your business. Our coverage includes protection for your assets, stock in transit, contamination, spillage, product issues, business interruptions, and third party claims. We have worked with our insurance partners to craft the covers the wine industry needs, not deliver off-the-shelf policies that don’t factor in your unique operating issues.

We focus on delivering practical, fair cover based on your needs and the realities of winemaking. With us, you get more than insurance—you get a partner who understands your craft and helps secure your future.

 

Our insurance solutions cover key risk areas including:
  • Property and asset protection (wineries, equipment, stock)
  • Business interruption and supply chain disruption
  • Product contamination and recall
  • Liability (public, product, and professional)
  • Machinery breakdown and equipment failure
  • Fire and natural catastrophe risks
  • Workplace health and safety exposures
  • Tailored risk advisory to support underwriting and premium outcomes

Why choose Victual as your Winery Risk Partner?

We don’t just insure your business — we work alongside you to strengthen it.

At Victual, we understand that the wine industry faces unique risks—so we don’t do one-size-fits-all insurance. We provide specialist, end-to-end solutions designed to protect your operations, meet regulatory demands, and build resilience from the ground up.

 

How does Victual deliver value beyond insurance?

Tailored Coverage &

Industry Knowledge

Get ahead of risk with expert support to prevent issues, manage incidents, and recover quickly—solutions built around your winery’s specific needs.

Compliance &

Confidence

Stay compliant and audit-ready with expert support, manage recalls, meet food safety standards, and handle regulatory obligations smoothly.

Risk Solutions &

Risk Support

Beyond insurance — we help you prevent, manage, and recover from risk and if the worst happens, our crisis and recall response team has your back.

Case Studies

Want to know how other wineries have lowered insurance costs, enhanced compliance, or recovered from potential recalls with minimal impact?

Victual Insights

Discover practical guidance and tailored strategies to improve your risk management framework and strengthen your winery’s resilience.

Capability Statement

Find out how our proven expertise and capabilities can support your operation goals and deliver real value to your business.

Let’s explore how Victual can support your winery.

We’re here to make sure your passion, people, and wines are covered — now and into the future.

Book a free consultation today